Apply with our quick & easy – car loan application we will get you approved for a new or pre-owned vehicle ASAP
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Relax while the best auto finance professionals negotiate with banks for the lowest interest rates and bargain on the price of the vehicle itself
Even with bad credit we can still use our industry secrets to approve and reduce your rate
Drive away happy in your shiny new vehicle knowing you chose the smartest option. We can also deliver almost anywhere in Canada!!
Let Us Do The Work For You Apply Now!!
Every Make & Model
Using our industry secrets and massive bank connections we secure a much higher rate of approvals than anyone else
With our prime banks you receive the lowest interest rates in the country even better than your own bank
We do not work for the dealership. We are independently run and work with you to achieve your goals
We always negotiate the lowest rate with the banks
Available to those who qualify
Vehicle Prices Negotiated
Pay the lowest price possible on your next vehicle
New & pre-owned vehicles from multiple AAA dealerships. Greater selection means better prices and options
10-25% off after market warranties
Our experts have been reducing interest rates for over 10 years & have helped 1000’s of clients
No bargaining with pushy sales people, go right to a decision maker that actually gets you approved
Get Approved Now
Apply. Relax. Drive
Do you have bad credit or is your credit in a positive situation? The following will explain what the specific benefits to using Mr. Car Loans is for both types of credit ratings.
Bad Credit Auto Financing
We achieve a much higher rate of approvals than the majority of the industry for 2 main reasons.
1. Our lenders: The amount of banks we have to choose from is unparalleled Each bank will focus on certain types of credit backgrounds. They will be favorable or unfavorable to your type of credit, debt and credit hiccups. For example, some banks will approve and give better rates to people fresh out of a bankruptcy where other banks would automatically decline. Other banks will car less about late payments and so forth.
More banks = high approval rates
2. Experienced automotive pro’s: we only ally ourselves with the most experienced people in the Auto Financing industry. They use industry secrets to achieve approvals and have built strong working relationships cemented over 10 years of working together with the bank reps. This guarantees a high number of loans being approved as well as assists later on in reducing your initial interest rate.
Experienced finance pro’s = high approval rates + reduced interest rates
Good Credit Auto Financing
Again there are 2 main reasons how someone with good credit will benefit by using us:
1. Our lenders – more prime (good credit) banks give us more options. In this case, options mean better rates. You may ask “Can’t I get a lower rate from my bank?” which is a good question. Even if you personally bank with Scotia Bank, the Auto Finance section that only deals with dealerships will still beat the regular client side of your bank’s interest rates.
More banks = lower interest rates
2. Experienced finance pro’s: Knowing which banks will give you the best rates as well as knowing and working daily with the bank’s reps for over 10 years translates again into lower rates.
Experience = lower interest rates
Finance or lease new & pre-owned with the largest selection of top auto lenders
This is the future for smart buyers