The Smart Way
For Winnipeg
Auto Financing

1. Pick a Vehicle
2. Pick a Payment
3. Get Approved ✅

Select your vehicle type and click the blue button

APPLY

Apply with our quick & easy – car loan application we will get you approved for a new or pre-owned vehicle ASAP

Zero Obligation | Click Below

RELAX

Relax while the best auto finance professionals negotiate with banks for the lowest interest rates and bargain on the price of the vehicle itself

Even with bad credit we can still use our industry secrets to approve and reduce your rate

DRIVE

Drive away happy in your shiny new vehicle knowing you chose the smartest option. We can also deliver almost anywhere in Canada!!

Let Us Do The Work For You Apply Now!!

Every Make & Model

Why Use Us?

Bad or No credit

Using our industry secrets and massive bank connections we secure a much higher rate of approvals than anyone else

Good Credit

With our prime banks you receive the lowest interest rates in the country even better than your own bank

We Work With You

We do not work for the dealership. We are independently run and work with you to achieve your goals

Lowest Rates

We always negotiate the lowest rate with the banks

0% Financing

Available to those who qualify

Vehicle Prices Negotiated

Pay the lowest price possible on your next vehicle

Huge Inventory

New & pre-owned vehicles from multiple AAA dealerships. Greater selection means better prices and options

Warranty Discounts

10-25% off after market warranties

Finance Experts

Our experts have been reducing interest rates for over 10 years & have helped 1000’s of clients

Trade Ins

Even if you still owe money on the loan we can still get you a vehicle & negotiate the best trade in value for your trade*

*some conditions may apply

Cut Out the Middle Men

No bargaining with pushy sales people, go right to a decision maker that actually gets you approved

"I had some slow months with work and my credit wasn't doing the best. My wife found these guys, and they did an awesome job getting me into a car we could afford"

"Quick & Painless. They had everything set up when I arrived and the finance guy was super professional and accommodating"

“I was searching for a place for a bad credit car loan in Winnipeg for my wife, and found Mr. Car Loans. We were so impressed that as soon as my lease was up I also got car loan myself!!”

"Very good service. I was declined at another dealership and they said it was no problem and got me approved. Thank you"

Mr. Car Loans is your best choice in Winnipeg for Auto Financing. How are we different than everyone else? Heres a short list of the major benefits of our service:

– the application is quick and simple
– a very high rate of approval and client satisfaction
– you save money when we reduce your interest rates by negotiating with the banks
– our agents conduct a search and current market analysis for a vehicle that fits your situation
– no more haggling with professional bargainers (car salespeople), we do all that for you
– automatic discount of aftermarket warranty

Do you have bad credit or is your credit in a positive situation? The following will explain what the specific benefits to using Mr. Car Loans is for both types of credit ratings.

Bad Credit Auto Financing

We achieve a much higher rate of approvals than the majority of the industry for 2 main reasons.

1. Our lenders: The amount of banks we have to choose from is unparalleled Each bank will focus on certain types of credit backgrounds. They will be favorable or unfavorable to your type of credit, debt and credit hiccups. For example, some banks will approve and give better rates to people fresh out of a bankruptcy where other banks would automatically decline. Other banks will car less about late payments and so forth.

More banks = high approval rates

2. Experienced automotive pro’s: we only ally ourselves with the most experienced people in the Auto Financing industry. They use industry secrets to achieve approvals and have built strong working relationships cemented over 10 years of working together with the bank reps. This guarantees a high number of loans being approved as well as assists later on in reducing your initial interest rate.

Experienced finance pro’s = high approval rates + reduced interest rates

Good Credit Auto Financing

Again there are 2 main reasons how someone with good credit will benefit by using us:

1. Our lenders – more prime (good credit) banks give us more options. In this case, options mean better rates. You may ask “Can’t I get a lower rate from my bank?” which is a good question. Even if you personally bank with Scotia Bank, the Auto Finance section that only deals with dealerships will still beat the regular client side of your bank’s interest rates.

More banks = lower interest rates

2. Experienced finance pro’s: Knowing which banks will give you the best rates as well as knowing and working daily with the bank’s reps for over 10 years translates again into lower rates.

Experience = lower interest rates