Apply with our quick & easy – car loan application we will get you approved for a new or pre-owned vehicle ASAP
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Relax while the best auto finance professionals negotiate with banks for the lowest interest rates and bargain on the price of the vehicle itself
Even with bad credit we can still use our industry secrets to approve and reduce your rate
Drive away happy in your shiny new vehicle knowing you chose the smartest option. We can also deliver almost anywhere in Canada!!
Let Us Do The Work For You Apply Now!!
Every Make & Model
We specialize in bad credit car loans, using industry secrets & massive bank connections to reduce interest rates
We know which banks have the best bad credit finance programs. Avoid embarrassing declined financing moments
We do not work for the dealership or the banks. We are independently run and work with you to achieve your goals
We always negotiate the lowest rate with the banks
Zero down available to most clients
*some conditions apply
Vehicle Prices Negotiated
No haggling with sales people, we do that for you
New & pre-owned vehicles from multiple AAA dealerships. Greater selection means better prices and options
10-25% off after market warranties
No bargaining with pushy sales people, go right to a decision maker that actually gets you approved
Get Approved Now
Apply. Relax. Drive
Imagine yourself going to a dealership, being approached by a sales person, test driving some vehicles, finding one you liked and then going in for financing and you are….. declined. This is obviously something you would like to avoid and if you have had it happen you know that you would like to never experience it again. Not only is it a waste of time, it’s a pretty embarrassing.
Completely avoid this when you use our service. After you have applied online or over the phone, we will pre-approve you and everything will be set up before you even step inside a dealership. Our previous clients have felt much more confident during the buying process knowing we have bargained with the banks, haggled the pice of the vehicle and set up everything for them.
When you go to a dealership that advertises “bad credit car loans” or “everyone is approved” you actually have no idea if the business manager (the person who works for the dealership and gets you approved) is any good at their job. We all know there are people who do just the bare minimum if there is no benefit to them, and getting you a lower rate takes time and effort. How often do you think a person who has no attachment to you (or even if they do) will do a few hours extra work for zero profit to them? Unfortunately next to zero. That’s why our clients are so happy because we always go the extra mile.
A large number of the auto finance people do not have the experience, the banks, or solid relationships with the bank reps that actually approve your application. At Mr. Car Loans we only partner with the most experienced finance professionals in Winnipeg. People that have a proven track record of better approvals with the lowest interest rates. Our finance professionals are bad credit car loan experts. They actually specialize in the various situations that fall under “bad credit”. Where other dealerships decline Mr. Car Loans can get you approved.
Once we know what the negotiated approval and rate is, we will then begin to search for a vehicle that suits the approval and fits your needs.
Our agents will bargain with the dealership management (not the sales people) to reduce the cost of the actual vehicle itself. Then you can come down to test drive it. No pushy sales. Everything is already negotiated for you. Nice and easy bad credit car loans.
Finance or lease new & pre-owned with the largest selection of top auto lenders
This is the future for smart buyers