The Smart Way
For Easy Car Loans​
In Winnipeg

Canadians and Winnipegers are no strangers to bad credit these days. Higher costs of living, rising property costs, taxes, child support, alimony, and an unhealthy reliance on high interest credit card debt have put a significant amount of people behind. That’s why it’s so important that we all make smarter decisions when it comes to financing.

Mr. Car loans Winnipeg IS the smartest choice anyone can make when financing or leasing a vehicle. Not only is the service free for you, it saves you time, money, effort and stress.

Imagine yourself going to a dealership, being approached by a sales person, test driving some vehicles, finding one you liked and then going in for financing and you are….. declined. This is obviously something you would like to avoid and if you have had it happen you know that you would like to never experience it again. Not only is it a waste of time, it’s a pretty embarrassing.

Completely avoid this when you use our service. After you have applied online or over the phone, we will pre-approve you and everything will be set up before you even step inside a dealership. Our previous clients have felt much more confident during the buying process knowing we have bargained with the banks, haggled the pice of the vehicle and set up everything for them.

Even if you are declined at first, we will negotiate with the banks and have turned a decline into an approval so many times it’s hard to put a number to it.

When you go to a dealership that advertises “bad credit car loans” or “everyone is approved” you actually have no idea if the business manager (the person who works for the dealership and gets you approved) is any good at their job. We all know there are people who do just the bare minimum if there is no benefit to them, and getting you a lower rate takes time and effort. How often do you think a person who has no attachment to you (or even if they do) will do a few hours extra work for zero profit to them? Unfortunately next to zero. That’s why our clients are so happy because we always go the extra mile.

A large number of the auto finance people do not have the experience, the banks, or solid relationships with the bank reps that actually approve your application. At Mr. Car Loans we only partner with the most experienced finance professionals in Winnipeg. People that have a proven track record of better approvals with the lowest interest rates. Our finance professionals are bad credit car loan experts. They actually specialize in the various situations that fall under “bad credit”. Where other dealerships decline Mr. Car Loans can get you approved.

Whether you would like to be smart and save money or be able to get a higher class of vehicle and more options, reducing your rate is extremely important and that’s only one benefit to our service.

Once we know what the negotiated approval and rate is, we will then begin to search for a vehicle that suits the approval and fits your needs.

Our agents will bargain with the dealership management (not the sales people) to reduce the cost of the actual vehicle itself. Then you can come down to test drive it. No pushy sales. Everything is already negotiated for you. Nice and easy bad credit car loans.