IMPORTANT STEPS AHEAD

IMPORTANT STEPS AHEAD

LET'S GET YOU DRIVING

We appreciate the opportunity to assist you in getting your vehicle. To get you on the road in your new or pre-owned vehicle, there are a couple of important steps we still need to take. Please read the info below and try not to skip any of the requests as they are integral to getting you behind the wheel.

Provide SIN & Upload Proof Of Income

To seek a full approval for your auto loan we must submit your SIN and your proof of income (paystub, taxes, or bank statements etc) to the lender/auto finance bank, once you click the "Next Step" button below it will take you to pages where you can submit the info.

To get a loan or lease in Canada all banks require this info but its especially needed for applicants with less than perfect credit. You may have seen dealers advertising “No SIN Needed” etc but that’s just a gimmick to get you through the door. By streamlining our process, you get a faster full approval and we have some additional negotiating room because you are ready to finance and not just tire kicking.

To get a loan or lease in Canada all banks require this info but its especially needed for applicants with less than perfect credit. You may have seen dealers advertising “No SIN Needed” etc but that’s just a gimmick to get you through the door. By streamlining our process, you get a faster full approval and we have some additional negotiating room because you are ready to finance and not just tire kicking.

No, until you sign the loan or lease documents you are at no point obligated to lease, finance or purchase a vehicle through us or one of our auto dealer partners. Our goal is to give you options, not trap you with something you don’t want.

Yes, one of our finance professionals will contact you either way to discuss your application and gather some additional info, which will include your SIN and proof of income if you haven’t provided them. You will also receive an email with instructions on how to submit the info. But the sooner you provide the requested info, the faster we can get you fully approved. It simply makes the process much more efficient.

Yes, one of our finance professionals will check your credit to assess the best lender (bank) to send your file to. Some of the lenders aren’t focused on your credit score but they need your SIN on file to approve you.

Email with Instructions

You will receive further info & instructions via email to prepare for when your assigned Finance Agent calls, so please be sure to check your spam folder if you do not receive an email from us within a few minutes after finishing your application.

Phone Consultation

Your assigned Finance Agent will schedule a time to speak via our convenient SMS text message and email system or by telephone within 1-2 business days. You will then go into one of our dealership partners for a test drive, or we will drive the vehicle to you!